
Medicare Comparison
Below is a Medicare comparison chart tailored to the six states Halcyon operates in - Texas (TX), Florida (FL), New Mexico (NM), Louisiana (LA), Tennessee (TN), and Oklahoma (OK). While benefits follow federal standards, premiums and plan availability do vary by state.
Medicare Advantage vs. Medicare Supplement (Medigap)

Estimated Monthly Premiums by State (2025)

Quick Tips
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Medicare Advantage may be better if you’re looking for lower monthly premiums and bundled services in one plan.
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Medigap is a strong choice if you prefer flexibility in choosing doctors and want to reduce unexpected medical bills.
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You must be enrolled in Part A and Part B to sign up for either.
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Individuals under 65 on Medicare may face limited Medigap access depending on state rules.
